Get Your Credit Rating Moving In The Right Direction After Bankruptcy
You may have heard that your credit will be ruined for years if you go through bankruptcy. While it is true that your bankruptcy may show up on your credit report for about 10 years, that will most likely not stop lenders from offering you credit very soon after your bankruptcy discharge.
In fact, certain types of creditors, such as auto lenders, will likely see you as an attractive prospect soon after the bankruptcy court concludes your case.
Why? They likely understand the following about your financial status:
- You cannot file bankruptcy again for eight years.
- With most or all of your debts wiped away, you may have disposable income once again – something that you did not have before filing bankruptcy.
Every debtor’s circumstances before and after bankruptcy are unique. Get a clearer idea of how bankruptcy may affect your opportunities to secure credit in consultation with an experienced bankruptcy law attorney. Law Offices of Bill F. Payne, P.C., in Dallas does not charge for initial meetings with our lawyer, Bill F. Payne.
At our law firm, you will have direct access to Mr, Payne’s extensive knowledge derived from decades of experience advising overwhelmed debtors. Get personalized, up-to-date advice on bankruptcy, debt relief and credit repair, while also learning how to get a Chapter 7 or Chapter 13 bankruptcy case started efficiently.
Your Long-Term Interests Are Our Concerns
When you entrust your bankruptcy case to our law firm, you are not just paying for legal services. You are opening the door to customized counsel. We will not conclude your case until you have the information that you need to move forward with confidence to rebuild your credit. Get a fresh start – starting with a meeting with Mr. Payne in our Dallas law offices or through a videoconference. Call 972-848-0155 or complete our brief inquiry form to get the conversation underway.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.