Many Texas residents have had a tough year financially. If you count yourself among them, you may be considering your options and trying to find some relief. Chapter 7 and Chapter 13 bankruptcies are both personal bankruptcy types. However, there are some important...
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Chapter 7 Bankruptcy
When is a Chapter 11 filing converted to a Chapter 7 filing?
Filing for bankruptcy may have already created a bit of uncertainty about the future of your small business. Changes to your financial situation throughout the process may cause other problems that require you to modify your bankruptcy filing. Understanding when a...
Understanding the Chapter 7 means test
The decision to seek personal bankruptcy protection in Texas is never an easy one. Yet almost as important as deciding to file for personal bankruptcy is determining which Chapter you will file under. The most popular form of bankruptcy is Chapter 7 (no doubt due to...
What is the reason for attending the 341 meeting?
If you have decided to file for personal bankruptcy protection, one of the first stops on the journey to resolve your debts will be the 341 meeting. You may not have heard of this meeting, but here you will learn more about the administration of your bankruptcy...
What is the Chapter 13 hardship discharge?
Filing for Chapter 13 bankruptcy allows you to deal with your debt in two ways, by coming up with a reorganization plan to pay off some of your debts while a bankruptcy judge discharges the rest, relieving you of the obligation to pay it. You might wonder, however,...
Will I lose my home to bankruptcy?
Filing for bankruptcy can be an emotional time, which makes understanding the details of the process vital. It is likely you have many concerns on your mind as you go through this process, and sorting the fiction from fantasy can be daunting. For instance, many people...
Temporary Changes in Bankruptcy Law Due to COVID-19
In March of 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was passed, with a historic $2.2 trillion of economic stimulus aide, to try to offset the social and economic damage inflicted by COVID-19. Along with so many other changes for most...
Business Bankruptcy Alternatives
If your business is currently facing financial difficulties that it cannot handle on its own, it may be time to consult a corporate bankruptcy lawyer. While bankruptcy will have a significant impact on your business, it may be the only way to move forward. Types of...
How to File for Bankruptcy
If you have overwhelming debt or financial obligations, it may be time to file bankruptcy. If you’re not sure how to file for bankruptcy or whether it’s right for you, a personal bankruptcy lawyer can help you. When to Consider Bankruptcy Bankruptcy may be your best...
Out-of-Court or Non-Bankruptcy Debt Workouts
The decision to file for bankruptcy is a major one for both individuals and businesses. Depending on the amount a debtor owes, the debtor’s status as an individual or a business entity, and the debtor’s creditors all influence a debtor’s options for debt relief and...